Designed For Businesses
We'll help you design a plan that works for you and your employees.
Taking Care Of The Individuals Within Your Organization
For too long, small business owners and their employees have been stuck with retirement plans that quietly drain their savings.
Many don’t realize that nearly 70% of Americans are unaware of the fees buried inside their 401(k)—fees that can cost tens or even hundreds of thousands of dollars over a career.
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Business owners deserve a cost-efficient plan that works for them and their employees. A retirement plan should be a tool to attract talent, retain great people, and build long-term financial security—not an unnecessary expense or administrative headache.
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With the right structure, transparency, and education, small and large business retirement plans can be simple, cost-effective, and genuinely work for the people they’re meant to serve.
Designing A Functional Plan For Your Business
We help business owners and their teams build retirement plans designed around real goals—so you can focus on running and scaling your business.
What you can expect:
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Access to retirement-focused investment strategies designed to generate reliable income, support long-term growth, and help preserve capital throughout retirement.
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Clear, personalized insights into market trends and economic conditions, with a focus on how they may impact your retirement income and long-term financial security.
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Thoughtful guidance through more complex retirement planning decisions, including tax-efficient withdrawal strategies and planning for inflation over time.
Retirement Options For Your Business:​
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401(k), 403(b), 457(b): Employer-sponsored retirement plans that allow employees to contribute a portion of their income on a tax-advantaged basis to build long-term retirement savings.
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Traditional IRA: An individual retirement account that offers potential tax-deductible contributions and tax-deferred growth, with taxes paid upon withdrawal in retirement.
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Roth IRA: An individual retirement account funded with after-tax dollars, allowing for tax-free growth and tax-free withdrawals in retirement, subject to eligibility rules.
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Cash Balance Plans: Advanced retirement plans often used by business owners to significantly increase tax-deferred savings beyond traditional retirement options while providing predictable retirement benefits.
Retirement doesn’t have to be complicated...
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Speak with a NorthStar advisor today to explore your options and determine what’s best for your business.
Things You Should Consider...
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Will my employees have enough money to retire?
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How do I structure and change my retirement plan as my business continues to grow?
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Is my current retirement plan looking after the best interest of my employees?
